Wyoming is home to just under 600,000 people as of 2019. While the population number may be low compared to other states, those who live there understand that Wyoming is a wonderful place to be! With multiple national parks, mountain ranges, national monuments, wildlife refugee centers, and so much more, it’s needless to say that Wyoming is home to a lot of American history and a wonderful community of people. Wyoming is also one of the primary locations for cattle farms in the US too. The people of Wyoming hold strong family values, a hard-working attitude, and welcoming attitude – those are just a few of the reason that You Matter Insurance & Financial Group is so proud to provide insurance coverage in the great state of Wyoming!
You Matter Insurance & Financial Group offers multiple types of insurance coverage in Wyoming.
1. Medicare. Medicare is a federally regulated health insurance program for those 65 and older. It consists of Part A, Part B, Part D. There are many different options available to Medicare beneficiaries. The first choice for many in Wyoming is Medigap or Medicare Supplement plans. These are plans that pay for the copays, deductibles, and coinsurance that traditional medicare has. It is a great option for people in Wyoming, as Medicare Supplements allow you to go to the doctor of your choice. Even when that doctor might be in another state! The second option is to look at Medicare Advantage or Part C. This option, however, may not be available to you in your county. You Matter is licensed in both areas and can help you figure out what option is best for you!
2. Whole life insurance. Whole life insurance is permanent life insurance that covers you until you die. Whole life insurance does have higher premiums, but those premiums give you access to lifelong coverage, cash payouts, death benefits, and the ability to borrow against your policy in the form of a low-interest loan.
3. Term life insurance. Term life insurance is more affordable than whole life insurance, but it only covers you for a certain period of time, or a term. Term life insurance policies can vary in how long the term is depending on your financial needs. Term life insurance is designed to provide extra coverage at an affordable rate during your younger, more financially stressful years.
4. Mortgage Protection Insurance. Mortgage protection insurance is a term insurance policy that is designed to specifically provide coverage to pay off an individuals or family’s mortgage. If the insured dies, becomes disabled, or suffers a Critical, Chronic or Terminal Illness such as a heart attack, stroke, cancer, etc. the policy will pay off the entire or a portion of the mortgage balance to protect equity, ownership, and possession of the home for remaining loved ones and or family.
Why Choose You Matter?
You Matter Insurance & Financial Group is so much more than a life insurance company. We are veteran owned and family oriented in every aspect of business. We understand that family always comes first, and that’s why we want to help you protect yours! We’re currently licensed to provide services in 4 states across the US. You Matter Insurance & Financial Group is a company that’s small enough to care about each family we service, but large enough to provide top of the line coverage options. We will help you tailor a coverage plan that meets your needs and fits your budget.