Maine

Services Provided

1. Term life insurance. Term life insurance offers an affordable and convenient option when it comes to insurance coverage for a certain time period for 10 years, 15 years, 20 years, or until you reach 65. Term life insurance offers a death benefit, which is hard to even grasp but can support your family to ever go through financial stress of any debts, mortgage, or living costs should it ever happen to you. If you are looking for insurance that is a shorter commitment, a high amount of coverage, and low-cost premiums, this could be for you.
2. Whole life insurance. Whole life insurance is considered a type of permanent life insurance which essentially means as long as the insured person is paying the premiums on time, their life is covered in comparison to term life insurance where you are only covered for a set amount of time. If you are looking to build cash value, fixed premiums, and fixed death benefits where the cost will never go up regardless of the market conditions then this if for you. Learn more about the two by contacting us for a free consultation.
3. Medicare. Medicare is a federally regulated health insurance program for those 65 and older. It consists of Part A, Part B, Part D. There are many different options available to Medicare beneficiaries in Maine. The first option is called a Medicare Supplement or Medigap. Medicare Supplements help cover the copays and deductibles in traditional medicare. They are great options for those who love to travel outside of Utah as they do not have a network that you have to use. The next option is Medicare Advantage. These are plans by private health insurance companies that have contracts with local providers. They often include additional benefits that traditional Medicare does not cover. You Matter is licensed in both areas and would love to help you discover which option is best for you!
4. Mortgage protection insurance. Mortgage protection insurance (MPI) is a term insurance policy that is designed to specifically provide coverage to pay off an individuals or family’s mortgage. If the insured dies, becomes disabled, or suffers a Critical, Chronic or Terminal Illness such as a heart attack, stroke, cancer, etc. the policy will pay off the entire or a portion of the mortgage balance to protect equity, ownership, and possession of the home for remaining loved ones and or family.