Insurance Brokerage in Rock Springs, Wyoming

Wyoming is forever the Wild West with an untamed spirit of freedom and adventure and majestic natural beauty. Small ranches, farming towns, and mining settlements combined with unparalleled outdoor recreational opportunities make Wyoming attractive. Millions of people pour into the region yearly to enjoy some of what residents have long been enjoying. Those who call Rock Springs, Wyoming home may be wondering about insurance services in the region.

You Matter Insurance & Financial Group is more than happy to provide superior insurance services to residents and do what is right on their behalf. These are the insurance services we can assist Rock Springs customers with:

Whole Life Insurance in Rock Springs

Whole life insurance is a type of permanent life insurance, which covers the insured for the duration of their entire life on the condition that the premiums are paid. This common type of permanent life insurance policy offers”cash value.” The cost remains the same year after year. It also has the added benefit of being tax-advantaged, and the insured can earn dividends.

Term Life Insurance in Rock Springs

Term life insurance offers coverage for a specific duration ranging from 10 to 30 years, with the death benefit and premium fixed. The death benefit is designed to replace your income and help your beneficiaries with financial burdens in the event of your death. Things like the mortgage or a child’s education costs can be taken care of with a term life insurance that is in effect at the time of your death. Premiums are typically non-refundable unless your term policy stipulates a “return of premium.” If your term policy is convertible, it may be possible for you to change it into a permanent life policy.

Mortgage Protection Insurance in Rock Springs

Mortgage protection insurance

covers your mortgage cost each month if you lose your source of income because of an accident, sickness, or unemployment because of redundancy. The pay-out amount is dependent on the type of mortgage protection coverage you selected. Many mortgage protection insurance policies will provide a pay-out amount for a maximum of a year.

Medicare Insurance in Rock Springs

Medicare is federal health insurance designed for individuals 65 and older and individuals with specific disabilities and end-stage renal disease/kidney failure. Medicare has four parts- A, B, C (Medicare Advantage), and D. More than 110,000 Wyomians have Medicare. Most beneficiaries typically get automatically the Original Medicare, which combines Part A and Part B. Medicare Part A typically covers all Medicare-approved costs for the first 60 days, requiring you to pay the deductible first. After this time, you pay coinsurance.

Medicare Part B tends to cover preventive care, doctor visits, specific medical equipment, and supplies, among other healthcare costs. Medicare Advantage (Medicare Part C) in Wyoming allows individuals to get their Part A and Part B benefits through a Medicare plan from private insurance companies contracted with Medicare. Wyoming has 10 standardized Medicare Supplement plans that can help to cover Medicare out-of-pocket costs.

Why Choose You Matter?

If you’re ready to take that next step and protect yourself and your family, let You Matter Insurance & Financial Group be your insurer. We offer a variety of insurance plans that you can satisfy your specific needs and protect your interest. Let us be your number one choice. We have you covered.

WHAT OUR CLIENTS ARE SAYING

Great communication from the get go, not pushy and very professional. They made sure I understood every aspect of the products they offer and were able to answer my complicated questions and what if scenarios. Very thorough in their examination of my current situation, needs and goals. Of all the companies I have met with throughout the years for insurance and financial guidance, this one was by far the best experience.

Very personable and easy to communicate with. I was really happy with the service they provided me. I would recommend them to anyone who is looking for a quality ins

Professionalism, Quality, Responsiveness, Value

My husband and I purchased life insurance through Reece at You Matter. He walked us through all of our options, keeping our price and lifestyle in mind, and found us a great package. Highly recommended!